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"Large enough to serve you, small enough to care"

P. O. Box 207, 202 Westphalia
Olpe, KS 66865
620-475-3213 FAX 620-475-3210

Olpe State Bank's Community Re-investment Act

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Notice of Expiration of the Temporary Full FDIC Insurance Coverage for

Noninterest-Bearing Transaction Accounts


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit



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