The Olpe State Bank is committed to serving the credit needs
of the Olpe Community and the rural areas in which we do business.
It is our policy to try to respond to all creditworthy segments of our
market including those in low and moderate income areas.
The types of credit offered by the Olpe State Bank includes but is not
limited to consumer, construction, commercial, agricultural, and real
estate loans and may include loans guaranteed or underwritten by
governmental agencies as well as direct loans. The Olpe State Bank
promotes awareness of these products through marketing and
educational activities.
The Olpe State Bank believes in fairness in credit. We make credit
available to all people and organizations on a fair and equitable basis,
without regard to race, color, religion, national origin, sex, marital
status, receipt of public assistance or other discrimination.
The Olpe State Bank believes in building the infrastructure of their
market area to improve the living standard of all residents. To
accomplish
this they work closely with the local municipalities, fire department,
first responders, schools, parks, water districts, and the housing
authority
to help them with needed financing and support. In addition, the Olpe
State Bank encourages, supports, and finances local businesses to serve
our community.
The directors will assess the banks compliance with this policy by
reviewing the denied loan applications on a quarterly basis and the
entire
CRA file including activities and comments on an annual basis.
Input on credit needs is actively solicited by directors, officers, and
staff from community groups and individuals. A file is maintained on
comments received and is available for review by interested parties.
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